Choose Your Financial Learning Path

Programs starting September 2025

We built these options after watching too many people struggle with budgeting courses that promise overnight transformations. Real financial literacy takes time, and honestly? That's okay. Our approach focuses on building genuine understanding through practical application.

Starting Point

Foundation

/month
  • 12 weeks of structured budgeting fundamentals
  • Self-paced learning with video tutorials
  • Monthly expense tracking templates
  • Community forum access
  • Basic financial planning worksheets
Start Foundation Track
Complete Experience

Mastery

9 /month
  • Full year curriculum with ongoing updates
  • Weekly one-on-one coaching calls
  • Custom budget system design
  • Tax planning integration guidance
  • Investment basics workshop series
  • Priority support and career mentorship
  • Lifetime access to course materials
Explore Mastery

What Actually Happens in These Programs

Let me be straight with you about what these different tiers mean.

Foundation works if you're disciplined about self-study. You get everything you need, but you're mostly on your own. Growth adds regular check-ins because most people benefit from accountability and that's just human nature. The Mastery tier exists for folks who want deeper guidance as they build their systems.

I've watched students succeed at every level. The difference isn't really about the tier you choose but about showing up consistently. Some people thrive with minimal structure, others need more touchpoints. Both approaches can work depending on how you learn best.

Student reviewing budget planning materials during group learning session
Keiko Nakamura reviewing financial documents

I started with Foundation thinking I'd upgrade later. Turns out the basics were exactly what I needed. Three months in, my spending habits shifted more than they had in years. Sometimes simple works.

Keiko Nakamura Foundation Graduate, Adelaide

Before You Choose

Three things worth considering as you look at options

01

Time Commitment

Foundation needs about 4 hours weekly. Growth asks for 6-7 hours. Mastery expects 8-10 hours including coaching calls and implementation work.

02

Learning Style Matters

Do you prefer figuring things out independently or processing ideas through conversation? Your natural approach should guide which tier fits you.

03

Upgrade Anytime

Start wherever feels right. You can move between tiers if your needs change. We've seen plenty of people shift up or down based on what's working.